XPERT SAVERS ONLINE PRIVACY POLICY

Effective Date: May __, 2016

BACKGROUND

This website is operated by XpertSavers Inc. (“XpertSavers”, “we” or “us”). This Privacy Policy describes the type of personally identifiable information that we collect and how we use that information.

We respect the privacy of our site users. We will take reasonable measures to ensure the safety and confidentiality of the information identifiable to our users and their companies which is provided to us through this site.

TYPES OF INFORMATION THAT WE COLLECT

We are in the business of providing services to community banks. As part of our business, we may use this web site to request individual representatives of our customers and prospective customers to provide us basic contact information (e.g., name, email and mailing addresses, phone numbers, and the name of the institution that they represent).

In addition to the information that you provide us, we may also receive and store certain types of usage related information whenever you access our web site. For example, we may automatically receive and record information regarding your computer’s IP address and browser information.

MINORS

This website is not intended to market products or services to individuals under 13 years of age. We do not knowingly collect any personally identifiable information from or about individuals under 13 years of age. Please do not submit such information to us, and if you are a parent or legal guardian, please do not allow your children to provide such information to us.

HOW WE USE YOUR INFORMATION

The information that we receive from you may be used to: (a) contact you or your company about the types of products and services that we offer, (b) send you marketing materials, (c) further any business that we are doing with your company, (d) perform internal business analytical functions, (d) improve our products and services, or (e) otherwise comply with legal and regulatory requirements applicable to our business.

SHARING INFORMATION

While XpertSavers generally does not resell or share with third parties any information that is identifiable to you (or your company) and which we receive from you through this site, we nonetheless may share such information:

  1. with third party service providers solely in connection with their provision of services to us;
  2. with any persons or entities:
    1. that buy or otherwise obtain: (A) all or substantially all of our assets; (B) any unit, division, subsidiary or affiliate of our company; or (C) all or substantially all of the assets of any unit, division, subsidiary or affiliate of our company;
    2. with whom we merge or consolidate; or
    3. that buy or otherwise obtain a controlling interest in our company (or any subsidiary or affiliate of our company);
  3. as required by law, regulation or lawful instructions of courts or governmental agencies;
  4. in connection with our assertion or defense of claims in courts, arbitral bodies or other lawful tribunals; or
  5. in order to protect any person or entity (including ourselves) from harm or damage.

SECURITY

We will take reasonable precautions to prevent any unauthorized access to, or misuse of, the information identifiable to you and your company which you provide to us through this web site.

YOUR CONSENT

By using our systems and providing us information through this website, you consent to the collection and use of such information by XpertSavers in the manner we describe above.

UPDATES TO THIS PRIVACY POLICY

If we decide to change our privacy policy, we will post those changes on this page so that you will always be aware of what information we collect, how we use it, and under what circumstances we disclose it. Such changes will become effective upon posting, unless a delayed effective date is otherwise indicated in the updated policy.

QUESTIONS OR COMMENTS?

Tell us what you think. XpertSavers Inc. welcomes your questions and comments about privacy. Please contact us Info@xpertsavers.com.